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Credit Card
The style of banks has changed and
the bankers have already discovered a new way to do business. They
lend money and collect debts through the development of the credit
card.
The credit card is now providing such
great convenience and opportunities for people that they can almost
do anything with its help. They can borrow money from the banks
without going there. With a credit card in hand, people can travel
around the world easily. They can check in at a hotel or motel,
or eat in a restaurant without any cash on them. They can even rent
a car in another city or country when they travel. The credit also
helps people pay their bills in time.
It is a victory for the computer. The credit
cards and computers allow bankers to lend money without ever having
to see a customer or to employ an extra teller. Credit card companies
reap a lot of benefits from the business too.
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信用卡
银行的业务特点已有了变化，银行家们已发现开展业务的一种新方法。随着信用卡的发展，银行在向客户提供贷款的同时，又可向客户讨债。
信用卡为办事的人们提供了更多的便利和机会。无须亲自到银行，就可从银行提款。一卡在手，便可周游列国，无须携带现金则可入住饭店或汽车旅馆，或在餐馆用餐。甚至，他们可在其他城市或所旅行的国家租车。信用卡同样也帮人们及时支付帐单。
这一切的实施则是计算机的成就。信用卡和计算机促成银行家们向客户提供贷款，却无须和客户谋面或雇佣额外的银行出纳员。同时，信用卡公司也可从这种业务中获取诸多好处。
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