My Friendly Insurance Agent
¡¡¡¡Several months ago I decided it
would be wise to investigate the possibilities of buying a life
insurance policy, if for no other reason, at least it might be a
good investment. I got the name of an insurance agent from a friend
and called the agent to get some information. From the kinds of
questions I put to him, the agent could tell that I knew nothing
about insurance, so he kindly offered to explore the matter with
me in more detail - to help me determine the kind of policy I ought
to be considering.
¡¡¡¡That evening he appeared at my door promptly
at 7:30; without wasting time on amenities, he spread his papers
out on the kitchen table and launched into a lengthy explanation.
I listened attentively as he talked about the difference between
various types of policies, and he explained the kind of coverage
he felt I ought to have because of my age bracket and financial
objectives. Toward the end of the evening (after three or four hours
of talking), he kindly helped me fill out an application for a 50,000
policy, and then he asked if I could go to a Dr. Luther's office
on Friday for a physical examination.
¡¡¡¡I don't know why, but it was not until
the mention of the doctor's appointment that I realized fully what
was happening. I was about to sign lifetime contract, yet I had
not really made a decision about whether I wanted to buy the policy
or not. As a matter of fact, the question of a need for a decision
from me one way or the other had not even come up. Suddenly I felt
sure that I definitely did not want to buy the policy. However,
since he had spent so much time with me, I didn't want to make him
feel that he had wasted his time. So I invented an excuse about
things I had to do on Friday, and I assured him I would call him
in a few days. Actually, I had no intention of going to see Dr.
Luther or of calling the agent again. I wanted to forget the whole
thing.
¡¡¡It's been over three months now since our
meeting, and my friendly insurance agent still calls at my office
faithfully two or three times a week. My secretary knows that I
don't want to talk to him, so when he calls she tells him that I'm
in a meeting or that I'm out of the office or that I'm away on a
business trip. I realize now that it was a mistake not to tell him
that first night that I didn't want the policy. Since I still can't
bring myself to tell him outright that I'm not interested, and please
not to bother me anymore, all I can do is to avoid his calls and
I hope I don't run into him some place.
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